Hello, Rachel --
Wow, I love your sentiments on the penny and the piece you possibly have. I think this might be a lamination error based on the metal disfluencies. I recommend getting a second opinion from die variety and error expert John Wexler just to make sure. Here is his info:
http://doubleddie.com/
I'm hoping this is a real lamination error and not just post-Mint damage/porosity (I don't think it's post-Mint damage but we need to make sure!).
If it's the Real McCoy, such pieces are generally worth about $10 and up.
And, as you say, Lincoln wheat cents have become extremely scarce in circulation since the late '70s/early '80s. Finding a 1941 wheat cent is what hooked me on the hobby 25 years ago and I hope many others enjoy making these discoveries. You certainly do, and I'm happy you find the intangible value in looking for old coins like this.
I hope you and your kids have a very Merry Christmas and that circumstances look up for you guys in the coming year.
All my best,
Josh @ CoinValues